Texting while driving is dangerous. If you're ticketed, it can also be expensive.

Answer: $516

Questions:

• Why do you think insurance companies raise a driver’s premium after they get a tlcket for texting while driving?
• What strategies can you use in order to avoid this temptation while driving?

Click here for the ready-to-go slides for this Question of the Day you can use in your classroom.

Behind the numbers (from Carinsurance.com): 

"A driver texting ticket can increase your rates by an average of 27% or $516 yearly, according to a rate analysis by CarInsurance.com. However, this percentage can be higher or lower depending on your insurance company and the state where you live.

Insurance companies assess risk based on a driver’s history and texting while driving indicates risky behavior behind the wheel. As a result, your insurer may hike your premiums to account for the increased risk. "

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Build your content knowledge in insurance through NGPF's Insurance Certification Course. 

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 Students will learn what determines insurance premiums through this NGPF MOVE Activity: What Determines Your Insurance Premium?

About the Author

Kathryn Dawson

Kathryn (she/her) is excited to join the NGPF team after 9 years of experience in education as a mentor, tutor, and special education teacher. She is a graduate of Cornell University with a degree in policy analysis and management and has a master's degree in education from Brooklyn College. Kathryn is looking forward to bringing her passion for accessibility and educational justice into curriculum design at NGPF. During her free time, Kathryn loves embarking on cooking projects, walking around her Seattle neighborhood with her dog, or lounging in a hammock with a book.

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