68 customizable lessons, aligned with National Standards, exams and more.
Read NGPF's school-by-school analysis of financial education in America today
Activities
Advocacy
Behavioral Economics
Best Of
Budgeting
Buying a Car
Career
Checking
Consumer Skills
Credit
Cryptocurrencies
Current Events
Curriculum Announcements
Economics
Entrepreneurship
Edpuzzle
ELL Resources
FinCap Friday
Gambling and Sports Betting
Insurance
Interactive
Investing
Math
Paying for College
Philanthropy
Podcasts
Press Releases
Professional Development
Question of the Day
Savings
So Expensive Series
Taxes
Teacher Talk
Looking to change a bad habit? Aren't we all? Then you better know about Ironic Process Theory. Say what? Here's how the Sketch Guy, Carl Richards, of NY Times describes it:
The harder people try not to think of something, the more they end up thinking about it. Ironic, no?
Maybe it's that chocolate cake for dessert, those wasted minutes (that become hours) surfing social media for friend updates or the $4 coffee habit. These habits become ingrained and when that thought (mmm...cake) pops into our heads (boom!), we can't resist. Carl's advice..don't resist but instead replace!
Here's the strategy:
One trick is to pull a little bait and switch on your own brain. It goes like this: When the urge comes to do the counterproductive thing, don’t resist. Instead, replace.
Let me explain with an example. I had a friend that had an urge-based habit he wanted to break. He fought with it for years using the resist, resist, resist method with predictable results. Finally, he decided to try something different. Every time he felt that urge, instead of trying to fight it he replaced the resistance with, drumroll, please …A drink of water. That’s right: A drink of water.
I'm going to be a guinea pig here and to cut down on those late night raids on the snack pantry or that 9pm bowl of cereal, I'm going to try the same...a glass of water. Drop me a line ([email protected]) and let me know about your replacement strategies.
NGPF Podcast: Tim Talks To Entrepreneurial Educator, Brian Bean of Tomball Memorial High School (TX)
Question of the Day: What's the cost (in $s) of not shopping around for an auto loan?
Question of the Day: Where do most young adults say they learn about personal finance?
Question of the Day: How long does the average user spend on TikTok a day?
Question of the Day: What are the top five gifts consumers plan to give for Valentine's Day?
Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.
Join the more than 12,000 teachers who get the NGPF daily blog delivered to their inbox:
MOST POPULAR POSTS
1
Question of the Day: What are the top 3 fastest growing careers that don't need a 4-year degree?
2
Fall 2024 Updates to Paying for College Resources
3
Useful Personal Finance Movies and Documentaries with Worksheets
4
FinCap Friday: FAFSA Fiasco
5
New Fall PD Badges are Here
Before your subscription to our newsletter is active, you need to confirm your email address by clicking the link in the email we just sent you. It may take a couple minutes to arrive, and we suggest checking your spam folders just in case!
Great! Success message here
New to NGPF?
Save time, increase engagement, and teach life-changing financial skills with NGPF’s free curriculum
1.Register for a free TeacherAccount
2.ExploreSemester Course
3.Findstudent favorites
4.LeverageNGPF Academy
Your new account will provide you with access to NGPF Assessments and Answer Keys. It may take up to 1 business day for your Teacher Account to be activated; we will notify you once the process is complete.
Thanks for joining our community!
The NGPF Team
Complete the form below to access exclusive resources for teachers. Our team will review your account and send you a follow up email within 24 hours.
To speed up your verification process, please submit proof of status to gain access to answer keys & assessments.
Acceptable information includes:
Acceptable file types: .png, .jpg, .pdf.
Once you submit this form, our team will review your account and send you a follow up email within 24 hours. We may need additional information to verify your teacher status before you have full access to NGPF.
Take the quiz to quickly find the best resources for you!